Analysis of the efficiency of a commercial bank in conditions of interbank competition

Abstract

This article analyzes the activities of a commercial bank in the context of interbank competition, with particular attention to its financial performance, operational stability and ability to adapt to modern challenges. The study highlights the significant growth in the bank's net profit, driven primarily by the growth in interest income from loans, demonstrating effective lending operations and customer acquisition strategies. The analysis provides an understanding of how effectively the bank is able to manage its resources, attract depositors and increase its financial base.

The bank's liquidity shows how timely the company is able to pay off its obligations within one year. The article also indicates how financially stable the company is. What is the profitability of sales and return on assets of JSC "BCC". The article concludes that although the bank demonstrates strong financial performance and operational efficiency, addressing certain issues that undermine the bank's efficiency will be critical to maintaining long-term growth and competitiveness in a dynamic financial market.