DAULETOVA ELMIRA; ALPYSBAYEV BATYRKHAN; ILAMANOV ZHARASBEK. The future of the cashless economy: trends in digital payments. Research Retrieval and Academic Letters, [S. l.], n. 9, 2025. Disponível em: https://ojs.scipub.de/index.php/RRAL/article/view/6212. Acesso em: 24 aug. 2026.