Jean RAZAFINDRAVONONA, and Anjarasoa RANDRIANTIANARINTSOA. “Efficiency, Competition and Credit Risk in Madagascar’s Banking Sector – a Two-Stage DEA-SBM-Malmquist Analysis”. Interdisciplinary Science Studies, no. 13 (July 5, 2026). Accessed July 8, 2026. https://ojs.scipub.de/index.php/ISS/article/view/9018.