Mortgage Accessibility: A Case Study of Kazakhstan's Housing Affordability Index

Authors

  • Ilyas Zholzhanov Academic degree (highest as of now) - bachelor, place of study – Kazakh-British technical university (Masters in Finance)
  • Nursultan Shugla Academic degree (highest as of now) - bachelor, place of study – Kazakh-British technical university (Masters in Finance)

Keywords:

Mortgage, Housing affordability index, mortgage lending, Otbasy bank

Abstract

This article presents an assessment of the Housing Affordability Index (HAI) in Kazakhstan, examines its current status and historical background on the development of the mortgage market. Using statistical analysis, the study assesses housing affordability for Kazakhstanis, taking into account factors such as income levels, housing prices and mortgage availability. In addition, the article provides a brief overview of the evolution of mortgage lending in Kazakhstan after the country gained independence.

Published

2024-05-26

How to Cite

Ilyas Zholzhanov, & Nursultan Shugla. (2024). Mortgage Accessibility: A Case Study of Kazakhstan’s Housing Affordability Index. Foundations and Trends in Research, (6). Retrieved from https://ojs.scipub.de/index.php/FTR/article/view/3699

Issue

No. 6 (2024): Foundations and Trends in Research

Section

Economic Sciences

License

Creative Commons License

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.